Gulf Shores, and Orange Beach real estate and homes for sale in Alabama - Bill, Joanne and Mike Cranston, REALTORS® Bill, Joanne and Mike Cranston REALTORS(r) for Gulf Shores, and Orange Beach, Alabama real estate - NUMBER1EXPERTS™ Bill, Joanne and Mike Cranston NUMBER1EXPERTS(tm) for Gulf Shores, and Orange Beach, Alabama real estate
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Bill, Joanne and Mike Cranston, REALTORŪ, real estate agents and broker for Gulf Shores, and Orange Beach Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 800-981-4421.


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Mortgage Prequalification: Gulf Shores, and Orange Beach Alabama home buying, real estate listings, and homes for sale in Baldwin                        County, AL
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home or Investment Property Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. We work with some of the top lenders in the area. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Gulf Shores, and Orange Beach Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Closing or Settlement >Real Estate Repairs

In most real estate transactions there are a few responsibilities that the sellers need to handle before the closing, such as repairs and termite extermination. The deadline for completing these obligations usually coincides with the actual closing. Many sellers barely make that deadline. Those who wait until the last minute to handle these matters may miss the deadline altogether or pay high rates in order to get a plumber, roofer or electrician on an emergency basis.

Your buyers will probably get a structural inspection done after the contract is ratified. Within 10 days of the contract's acceptance by all parties, the pest inspection should be scheduled. Even though sellers usually know well in advance what is needed, they sometimes put things off until the buyers have finalized the loan approval process. Since these repairs will have to be made anyway, it is a good idea to get them done promptly.

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Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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Bill, Joanne and Mike Cranston, REALTORŪ, real estate agents and broker for Gulf Shores, and Orange Beach Alabama home listings, property and land for sale - NUMBER1EXPERT(tm)

Bill, Joanne and Mike Cranston
RE/MAX OF ORANGE BEACH

26021 Perdido Beach Blvd
Orange Beach, AL 36561
800-981-4421
877-945-8555
251-948-8555
Fax: 251-948-5644
Email: cranstonteam@NUMBER1EXPERT.com

Bill and Joanne Cranston are a successful husband and wife team, who along with their son, Mike Cranston, specialize in condominiums, beachfront and bayside homes, and investment properties. The Cranston Team has over 75 years combined experience in servicing the public's real estate needs! They are 50 Million Dollar Producers.


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NUMBER1EXPERTS™ in real estate for Gulf Shores, and Orange Beach, Alabama

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